In Reply to: Re: hỏi về stocks posted by B on Feb 02, 2021 at 19:17:33:
ha ha ha ha
KEY TAKEAWAYS
A 401(k) plan is a company-sponsored retirement account that employees can contribute to. Employers may also make matching contributions.
There are two basic types of 401(k)s—traditional and Roth—which differ primarily in how they're taxed.
In a traditional 401(k), employee contributions reduce their income taxes for the year they are made, but their withdrawals are taxed. With a Roth, employees make contributions with post-tax income but can make withdrawals tax-free.
For 2020, under the CARES Act, withdrawal rules and amounts were relaxed for those affected by COVID-19, and RMDs were suspended.